Governor

Government rules and state programs keep pushing your insurance higher. We will cut those rules and open the market so more companies compete for your business. More competition means lower premiums for Florida homeowners.

Cut the waste that drives premiums up and keeps claim dollars from reaching damaged homes.

Tell families the truth about flood risk and storm exposure instead of hiding costs until renewal day.

Scott and Regina live in Boca Raton, where they face the same insurance premiums, property costs, and everyday pressures that millions of their neighbors know all too well. For Scott, this isn't abstract policy; it's personal. He has drafted concrete proposals to reform Florida's broken homeowners insurance system because he's lived the frustration of paying far more in premiums than is ever paid back in claims. He is the only candidate who has attended the legislative sessions in person, and he's fighting to eliminate property tax for every homestead homeowner in the state.

Eliminate 100% of property taxes on homesteaded homes . Your home, your money, and your freedom belong to you, not them.

Fight to eliminate homestead property taxes so owners are not billed every year for staying in their own home.

Force state and local governments to set priorities and cut waste instead of leaning on the next assessment increase.

Stop taxing people out of their homes. If you own your homestead, you should not keep paying the government for the privilege of living in it.

Scott and Regina live in Boca Raton, where they face the same insurance premiums, property costs, and everyday pressures that millions of their neighbors know all too well. For Scott, this isn't abstract policy; it's personal. He has drafted concrete proposals to reform Florida's broken homeowners insurance system because he's lived the frustration of paying far more in premiums than is ever paid back in claims. He is the only candidate who has attended the legislative sessions in person, and he's fighting to eliminate property tax for every homestead homeowner in the state.

Support local decisions that add starter homes and rentals without turning every project into a political fight.

Cut the rules and taxes that drive prices up. Open markets so more companies compete on groceries, housing, insurance, and power. When government gets out of the way, costs fall for working Florida families.

Cut rules and fees that raise the price of food, housing, energy, insurance, and hiring.

We will not pretend a new office in Tallahassee can wish prices down . Cut the barriers.

Floridians are feeling the squeeze every month . Insurance premiums keep climbing, everyday costs keep rising, and too much of your hard earned money disappears into government waste. Scott Jewett is fighting to fix the insurance affordability crisis, cut taxes, shrink the size of government, and put real solutions in place that help families keep more of what they earn. He believes Florida can do better when we put people first .

Cut the rules and taxes that drive prices up. Open markets so more companies compete on groceries, housing, insurance, and power. When government gets out of the way, costs fall for working Florida families.

His agenda centers on a robust economy with more living wage jobs , real educational choice, public safety, lower taxes, and a government that respects the rights of every Floridian, regardless of which major party they usually vote for.

Parents should decide where their kids go to school. We support real school choice so education dollars follow the child, not the system. Public, private, charter, or homeschool, families pick what works best. Bureaucrats don’t.

Parents decide. Funding should follow the student , whether that is a traditional public school, a charter, a private school, homeschool, or another option that fits the child.

Make money follow the child so families have real options, not just a brochure.

His agenda centers on a strong economy with more living wage jobs , real educational choice, public safety, lower taxes, and a government that respects the rights of every Floridian, regardless of which party they usually vote for.

His agenda centers on a robust economy with more living wage jobs , real educational choice, public safety, lower taxes, and a government that respects the rights of every Floridian, regardless of which major party they usually vote for.

Nicole is ready to help cut the red tape that drives up prices, protect parental rights , and fight for a Florida where people can keep more of what they earn and live free. She wants her kids, and every Florida family, to have the same chance that hard work should still provide.

Cut rules and fees that raise the price of food, housing, energy, insurance, and hiring.

Keep taxes competitive. Cut rules that make it expensive to hire. Welcome new industries without handing them a taxpayer subsidy.

Cut occupational licenses and rules that block people from working.

Make it cheaper and simpler to hire, especially for small shops. Keep Florida competitive on taxes without selling the state off through special deals.

Support workforce paths that lead to real jobs, trades, skills, and new industries, instead of paperwork theaters.

His agenda centers on a strong economy with more living wage jobs , real educational choice, public safety, lower taxes, and a government that respects the rights of every Floridian, regardless of which party they usually vote for.

Cut the rules and taxes that drive prices up. Open markets so more companies compete on groceries, housing, insurance, and power. When government gets out of the way, costs fall for working Florida families.

Require data centers and similar projects to cover the power, water, and infrastructure they use instead of shifting costs onto household rates.

Plan energy capacity for Florida homes and shops first, then for industrial demand that pays its own bill.

Support cleaner, safer, reliable energy, including nuclear, so the state is not stuck choosing between growth and brownouts.

Strip the red tape that makes ordinary homes take years and extra dollars to approve.

Support local decisions that add starter homes and rentals without turning every project into a political fight.

Respect property rights while rejecting the idea that government should pick winners among developers.

Stop using taxpayer incentives to force growth the community cannot support.

Secure the border. Make legal immigration simpler and faster . Focus enforcement on criminals, traffickers, and real security threats.

Support secure borders and clear enforcement against criminals, traffickers, and genuine security threats.

Push for a simpler, faster legal path so honest people can come, work, and contribute without disappearing into a backlog.

Welcome people who come to build a life and assimilate. Stop people who come to harm our way of life. Make the lawful path the easier path.

Secure the border and open a lawful path to work. Welcome peaceful people who come to build a life. Focus enforcement on criminals, traffickers, and real threats.

Protect the rule of law so legal residents and citizens are not asked to ignore the rules everyone else is told to follow.

No one is above the law, not an individual, not a corporation, and not government. End the waste, the fraud, and the special deals.

Fight rules that raise premiums and shrink the number of plans families can actually use.

Push for clearer prices so a parent can know the cost before the bill arrives.

Expand choices for workers, small shops, and people who buy coverage on their own.

Demand that roads, water, sewer, and schools keep up with growth instead of trailing it by a decade.

Support preparedness and mitigation that actually protect homes and businesses, not just press releases after landfall.

Protect water quality and the Everglades without burying working people in paperwork that does not clean a single gallon.

Oppose warrantless tracking of everyday Floridians, including ALPR and Flock style camera networks that log parents, nurses, and delivery drivers.

Keep communities safe . Give law enforcement the tools to go after violent crime, trafficking, drugs, and organized theft.

Demand accountability . Focus the justice system on people who pose a real threat. Protect the rights of everyone else.

Support effective policing aimed at violent crime, trafficking, drugs, and organized theft.

Push courts and prosecutors to focus resources on people who threaten public safety.

Give local law enforcement flexibility to solve problems in their own communities, and hold them accountable when they abuse that power.

Safe streets. Free people. Go after real threats. Leave law abiding Floridians alone.

Stop selling “public safety” as a reason to watch people who have done nothing wrong.

Keep law enforcement focused on violent crime, trafficking, and real threats, not on building a map of every drive to school and every night shift.

Support workforce paths that lead to real jobs, trades, skills, and new industries, instead of paperwork theaters.

HOAs will be abolished under the Dimanche Administration, and Floridians will enjoy their Constitutional right to the pursuit of happiness/property in their own homes.

While our laws will be followed, we will not re-enact Jim Crow. During the Jim Crow era, Black babies were often fed to alligators under the racist name “ licorice drops “. This cruel practice has been extensively documented by the Jim Crow Museum , and with DeSantis and James Uthmeier bringing that back to make migrants the new licorice drops , this nation has already been set back more than 100 years. On Day 1 , Moe will permanently close Alligator Alcatraz.

HOAs will be abolished under the Dimanche Administration, and Floridians will enjoy their Constitutional right to the pursuit of happiness/property in their own homes.

Florida judges are corrupt to the core and their corruption is a cancer on our society as Floridians. Lawfare is real and these judges do immense harm to the public trust that allows our systems to function properly when We The People consent to be governed. There is no consent to the corrupt, but they have pervaded and destroyed the system that was once trusted by the People. Moe Dimanche has taken corruption head-on and it is everywhere. It’s in our courts, our elections, law enforcement, and “public service” has been reduced to “self-service at the public’s expense.” Below are some of the individuals Moe will remove from office based on the corruption that he is aware of.

A. James Craner, a Rick Scott appointee, blocked the grand jury investigation, blocked Alban and Herdocia from testifying, forced a bench trial where he was the jury himself, and covered up how Buddy Dyer stole the 2023 election. The law demands free and fair elections, and that a grand jury assist in maintaining the integrity of our elections, and Craner obstructed justice to help keep Dyer in power. He will be suspended from office and prosecuted as soon as Moe takes office as Governor of the State of Florida.

Moe is most likely going to have the courthouse in your county investigated and audited for corruption. Being on the receiving end of Lawfare is a learning experience, and knowing who the Deep State operatives are is valuable because it exposes which government officials are willing to compromise democracy for them. Corruption is a stubborn creature, but it is time that Floridians have a Governor who knows what it is like to have a government apparatus weaponized against him. Moe is going to ensure that what he went through never happens to you.

Florida judges are corrupt to the core and their corruption is a cancer on our society as Floridians. Lawfare is real and these judges do immense harm to the public trust that allows our systems to function properly when We The People consent to be governed. There is no consent to the corrupt, but they have pervaded and destroyed the system that was once trusted by the People. Moe Dimanche has taken corruption head-on and it is everywhere. It’s in our courts, our elections, law enforcement, and “public service” has been reduced to “self-service at the public’s expense.” Below are some of the individuals Moe will remove from office based on the corruption that he is aware of.

Moe is most likely going to have the courthouse in your county investigated and audited for corruption. Being on the receiving end of Lawfare is a learning experience, and knowing who the Deep State operatives are is valuable because it exposes which government officials are willing to compromise democracy for them. Corruption is a stubborn creature, but it is time that Floridians have a Governor who knows what it is like to have a government apparatus weaponized against him. Moe is going to ensure that what he went through never happens to you.

A. James Craner, a Rick Scott appointee, blocked the grand jury investigation, blocked Alban and Herdocia from testifying, forced a bench trial where he was the jury himself, and covered up how Buddy Dyer stole the 2023 election. The law demands free and fair elections, and that a grand jury assist in maintaining the integrity of our elections, and Craner obstructed justice to help keep Dyer in power. He will be suspended from office and prosecuted as soon as Moe takes office as Governor of the State of Florida.

Protect reforms and stop lawsuit abuse that jacks up rates for everyone, saving homeowners hundreds of dollars a year.

Reform the My Safe Florida Home program and other grants programs to fund real, storm-hardening upgrades that lower your annual premium the most.

Keep Citizens Insurance small so everyday drivers and homeowners never get hit with a surprise "hurricane tax" bill after a big storm.

Cut the red tape and slow permitting that make rebuilding a home after a storm needlessly expensive and drive up your insurance premiums.

We must secure our borders, keep local neighborhoods safe, stop taxpayer handouts to illegal immigration, and keep deadly drugs off our streets.

“We must secure our borders, keep local neighborhoods safe, stop taxpayer handouts to illegal immigration, and keep deadly drugs off our streets.”

Cut off state funds, subsidies, and free perks that encourage illegal immigration into Florida.

Require every Florida business to use the E-Verify system so legal workers keep the jobs and wages they've earned.

Coordinate state and local police directly with federal authorities to quickly deport noncitizens who commit crimes in our communities.

Require every Florida business to use the E-Verify system so legal workers keep the jobs and wages they've earned.

Bring all major development permits under a single digital hub so job creators spend less time in lines and more time hiring workers.

Coordinate state and local police directly with federal authorities to quickly deport noncitizens who commit crimes in our communities.

Target drug cartels with heavy penalties and joint police task forces to take deadly fentanyl off Florida streets.

Reward top-performing reading teachers with real bonus pay for getting results.

Connect high schools and community colleges with local businesses to offer paid apprenticeships in construction, advanced manufacturing, and defense.

Let education money follow the student so parents can choose the best school for their child.

Reform the My Safe Florida Home program and other grants programs to fund real, storm-hardening upgrades that lower your annual premium the most.

Put every business, building, and road permit on an open state website with a ticking clock, forcing local offices to approve projects on time.

Bring all major development permits under a single digital hub so job creators spend less time in lines and more time hiring workers.

Require doctors and hospitals to post plain, guaranteed cash prices for the 50 most common medical tests and procedures.

Ensure everyday patients paying cash get the lowest discounted rate that the hospital gives to big insurance companies.

Let what you pay to an out-of-network doctor count directly toward your yearly insurance deductible.

Require insurance companies to approve common treatments within three days instead of letting paperwork delay your care.

Floridians pay the highest home insurance prices in America because every family is made to pay a private insurer to carry hurricane risk. Jolly's proposal moves that risk into one strong, state-backed fund. Here is how it works, what it costs, and what it saves.

Hurricane and wind risk makes up 60 to 70 percent of a Florida homeowners insurance bill. David Jolly's plan creates one strong, state-backed hurricane fund to carry that risk, so private insurers no longer have to price it into your policy. The fund is built to a financially sound level and backed by reinsurance before it covers anyone, and it is paid for by making insurance companies pay the taxes they currently avoid, along with other revenue that does not put the burden back on homeowners. Based on Insure.com's Florida calculator, that is the difference between $7,136 a year and $2,557 for a $300,000 home: about $4,500 a year, a 64 percent savings.

And the rule that governs all of it: the costs will be lower for Floridians, or we won't do it.

Instead of forcing every Florida family to pay a private insurer to take on that enormous hurricane risk, Jolly's proposal does four things, in order.

Private insurers no longer have to price hurricane risk into your policy. That is where the 60 to 70 percent savings comes from. The rest of your policy stays private, competitive, and priced the way policies are in other states.

And in the end, the costs will be lower for Floridians, or we won't do it. Simple as that.

Our plan takes on Florida's affordability crisis in several ways. Let's start with housing and insurance.It dramatically lowers insurance premiums by creating a statewide catastrophic fund. It reduces monthly electric bills by capping utility company profits. It scales up workforce and affordable housing construction with down-payment assistance for first-time buyers. Our plan protects renters through expanded affordable housing programs and, to help condo owners cover special assessments, it offers no-interest state-backed loans. It's an actual plan, not an empty promise, to leave Florida families with more money at the end of each month.

No family should have to choose between insuring their home and keeping the lights on. Florida pays the highest homeowners' premiums in the country, and too many carriers have walked away, leaving people stranded. We will fight for a system that treats hurricane risk as the shared statewide challenge it is, so a single storm season doesn't decide whether you keep your house.

Jolly's model to fix homeowners insurance, in plain English. Hurricane and wind risk can make up 60–70% of a homeowners insurance bill. So instead of forcing every Florida family to pay private insurers to take on that enormous risk: Florida creates one strong, state-backed hurricane fund. We build that fund to a financially sound level and buy backup insurance for catastrophic storms. We fund it by making insurance companies pay the taxes they currently avoid, along with other revenue sources that don't put the burden back on homeowners. Private insurers no longer have to price that hurricane risk into your policy, which has the potential to cut homeowners insurance costs by 60–70%.

This will lower costs for Floridians. It can be funded through a mix of forcing insurance companies to pay the taxes they currently avoid, a fee on real estate transactions, or existing tourist taxes. The fund can be rolled out responsibly, with coverage becoming available after a fiscally sound amount of money is set aside and backup reinsurance is in place. The Legislature will be involved in creating the specific policies, including the funding.

David Jolly’s Plan to Cut Florida Homeowners Insurance by 60 to 70 Percent THE PLAN, IN PLAIN ENGLISH David Jolly's Plan to Cut Florida Homeowners Insurance by 60 to 70 Percent…

Our plan takes on Florida's affordability crisis in several ways. Let's start with housing and insurance.It dramatically lowers insurance premiums by creating a statewide catastrophic fund. It reduces monthly electric bills by capping utility company profits. It scales up workforce and affordable housing construction with down-payment assistance for first-time buyers. Our plan protects renters through expanded affordable housing programs and, to help condo owners cover special assessments, it offers no-interest state-backed loans. It's an actual plan, not an empty promise, to leave Florida families with more money at the end of each month.

You cannot fix a shortage by wishing it away, and Florida is short the homes its growing families need. We will invest in the tools that work, from workforce housing to real down-payment help for first-time buyers, so a nurse, a teacher, or a young couple can find a place they can afford. Building more is how we bring prices back within reach.

More than half of Florida renters now pay over 30 percent of income on housing. The plan scales workforce and affordable housing targeted near job centers, expands existing state housing programs, and caps utility profits to lower the monthly bills renters pay on top of rent.

Our plan takes on Florida's affordability crisis in several ways. Let's start with housing and insurance.It dramatically lowers insurance premiums by creating a statewide catastrophic fund. It reduces monthly electric bills by capping utility company profits. It scales up workforce and affordable housing construction with down-payment assistance for first-time buyers. Our plan protects renters through expanded affordable housing programs and, to help condo owners cover special assessments, it offers no-interest state-backed loans. It's an actual plan, not an empty promise, to leave Florida families with more money at the end of each month.

Electricity is not a luxury, and over-the-top profits for the biggest utilities should not come out of your monthly budget. Florida regulators have let investor-owned power companies earn some of the fattest returns in the nation while families ration the air conditioning in the summer heat. We will push to cap utility profits in line with the national average and put that money back where it belongs, in your pocket.

More than half of Florida renters now pay over 30 percent of income on housing. The plan scales workforce and affordable housing targeted near job centers, expands existing state housing programs, and caps utility profits to lower the monthly bills renters pay on top of rent.

Our plan takes on Florida's affordability crisis in several ways. Let's start with housing and insurance.It dramatically lowers insurance premiums by creating a statewide catastrophic fund. It reduces monthly electric bills by capping utility company profits. It scales up workforce and affordable housing construction with down-payment assistance for first-time buyers. Our plan protects renters through expanded affordable housing programs and, to help condo owners cover special assessments, it offers no-interest state-backed loans. It's an actual plan, not an empty promise, to leave Florida families with more money at the end of each month.

Electricity is not a luxury, and over-the-top profits for the biggest utilities should not come out of your monthly budget. Florida regulators have let investor-owned power companies earn some of the fattest returns in the nation while families ration the air conditioning in the summer heat. We will push to cap utility profits in line with the national average and put that money back where it belongs, in your pocket.

More than half of Florida renters now pay over 30 percent of income on housing. The plan scales workforce and affordable housing targeted near job centers, expands existing state housing programs, and caps utility profits to lower the monthly bills renters pay on top of rent.

Our plan takes on Florida's affordability crisis in several ways. Let's start with housing and insurance.It dramatically lowers insurance premiums by creating a statewide catastrophic fund. It reduces monthly electric bills by capping utility company profits. It scales up workforce and affordable housing construction with down-payment assistance for first-time buyers. Our plan protects renters through expanded affordable housing programs and, to help condo owners cover special assessments, it offers no-interest state-backed loans. It's an actual plan, not an empty promise, to leave Florida families with more money at the end of each month.

David Jolly's health care plan for Florida expands Medicaid to cover hundreds of thousands of uninsured Floridians and invests in more primary care clinics throughout the state so people can access care when and where they need it, regardless of income. Medicaid expansion can start within months once the Legislature approves it, with coverage beginning in the first year. Jolly proposes a five-year pilot to dramatically expand community health centers in every Florida county so care is available, not just coverage on paper.

Rural counties have been hit hardest by healthcare gaps. Jolly's plan scales community health centers in every county, including rural areas where private practices are unviable, and stabilizes rural hospital revenue by reducing uncompensated care through Medicaid expansion.

David Jolly is a former Member of Congress, attorney, and fifth-generation Floridian running for Florida Governor in 2026. His campaign focuses on historic homeowner's insurance reform, expanding primary healthcare services, and investing in community public schools. Jolly believes everyone deserves access to work, wages, and wealth, with rights protected and dignity celebrated regardless of background.

David Jolly believes public education should be Florida's foundation, not an afterthought. His plan focuses on paying teachers what they deserve, investing in school infrastructure and resources, and ensuring every child has access to strong public schools regardless of zip code. He argues Florida needs a public education renaissance, not abandonment, because strong public schools strengthen communities, support families, and build the workforce Florida's future depends on.

Jolly wants to dramatically increase teacher pay as part of a 10-year public education renaissance. He proposes redirecting Tourist Development Tax revenue (currently used for convention centers and tourism promotion) toward teacher pay and school infrastructure, which would require legislative change.

Jolly proposes expanding the allowed uses of Florida's Tourist Development Tax (over $1 billion per year statewide) to include teacher pay and school infrastructure. His framing: Florida doesn't have a crisis of convention centers, it has a crisis of public education.

Public schools have been inadequately funded in the state of Florida for decades. We need to dramatically increase investment in Florida's public schools to provide higher quality public schools in more neighborhoods, with more teachers who earn a more competitive salary. Schools in Florida's private school voucher program need to meet the same high standards as our public schools. Private schools that accept vouchers should be required to provide the same specialized services public schools provide and not charge additional tuition. The voucher program should be means-tested to ensure funding is provided for families with demonstrated economic need.

Public schools have been inadequately funded in the state of Florida for decades. We need to dramatically increase investment in Florida's public schools to provide higher quality public schools in more neighborhoods, with more teachers who earn a more competitive salary. Schools in Florida's private school voucher program need to meet the same high standards as our public schools. Private schools that accept vouchers should be required to provide the same specialized services public schools provide and not charge additional tuition. The voucher program should be means-tested to ensure funding is provided for families with demonstrated economic need.

Florida has one of the largest economies in the world, but it has been hindered by short-term political thinking. Florida should become a leading technology economy and invest in a renewed agriculture economy with a vision for the next century. We should continue to grow our tourist economy and should retain Florida's top talent while attracting the world's brightest minds and creators.

Across Florida, voters continue to use their vote to choose the direction of their state and their community. But Tallahassee politicians preempt the will of the voters based on selfish ideological whims. Direct democracy in Florida should be easier, not harder. Florida should respect home rule, and support the implementation of successful voter initiatives in communities across the state. Florida should make constitutional amendments easier for voters to place on the ballot, and if an amendment gets more than 50% of the vote, the Governor should fight to enact it on behalf of the people.

Property Insurance Reform - Put homeowners first with a more affordable, accountable and transparent insurance system - backed by Frank's more than 30 years of experience in the industry.

Property Tax Relief - Help Floridians keep more of what they earn, pursue additional relief for homeowners and hold government accountable for how property tax dollars are spent.

Frank supports responsible property tax relief while protecting schools, public safety and essential services. But he also believes government needs to do its part - eliminate waste, spend smarter and show taxpayers where their money is going.

Housing Affordability & Accountability - Build more housing working Floridians can afford while demanding measurable results when taxpayer dollars and public incentives are involved.

Frank wants to work with developers and the private sector to build more housing - but when taxpayer dollars or public incentives are involved, taxpayers deserve to know what they're getting in return. His plan ties public support to real, measurable and lasting affordability.

Housing - Expand first-time homeownership opportunities and address housing affordability.

He also believes extraordinary success comes with an opportunity to help keep Florida affordable for the people who teach our children, care for our families, build our homes and keep this state running. Ensuring local and state essential services for all Floridians also should not burden Floridian families (like property tax) in such a way that they are unable to build wealth for their children’s future. Frank's Florida 9.9 proposal would apply a 9.9% consumption state tax only to spending above $1 million. The first $1 million in spending would not be taxed, and implementation of this plan would require the approval from Florida voters through their elected representatives.

Frank wants to raise Florida's average teacher salary to at least $75,000, strengthen teacher recruitment and retention, and expand skilled trades, apprenticeships and career pathways so every student has a path to a good-paying future. He is also working to become a Florida substitute teacher because leadership begins by listening - and Frank believes elected officials should experience the classrooms their decisions affect.

Florida's future starts in its classrooms. Frank Russo believes we cannot say children are our future while undervaluing the people responsible for educating them. And we cannot prepare young Floridians for a changing economy if we continue pretending a four-year college degree is the only path to success. Frank's plan starts with a simple idea: invest in children, respect teachers and give every student a real path to a good-paying future.

Frank is proposing to raise Florida's average teacher salary to at least $75,000 a year while strengthening teacher recruitment, retention and classroom support.

His approach is to reduce administrative waste and redirect resources toward teachers and classrooms rather than allowing bureaucracy to continue growing. His existing education proposal also calls for using state reserves as a bridge for increased teacher compensation rather than initially funding the increase through new taxes.

Frank's Florida 9.9 proposal would reinforce that investment through the protected Florida Future Fund - supporting teacher pay, skilled trades and apprenticeships, and education and retraining for workers affected by AI and automation.

Florida 9.9 - Invest in Florida's future through a proposed 9.9% consumption tax only on spending above $1 million, with the first $1 million exempt and the resulting revenue protected in public trust for housing, teachers, healthcare, skilled trades and the future of work. This replaces other taxes that currently take money while it’s being made; Frank’s plan harnesses money only when it is spent.

The revenue from this plan would be protected in public trust, not in government agency hands and reinvested in priorities including housing, teachers, healthcare workers, skilled trades and preparing Florida's workforce for AI and automation - with independent audits, public reporting and protections against politicians diverting the money elsewhere.

Teachers - Raise Florida's average teacher salary to at least $75,000 and improve recruitment and retention.

Frank wants to bring skilled-trades education back into Florida high schools so more students can graduate with certifications, practical skills and a direct path into the workforce.

Frank wants to raise Florida's average teacher salary to at least $75,000, strengthen teacher recruitment and retention, and expand skilled trades, apprenticeships and career pathways so every student has a path to a good-paying future. He is also working to become a Florida substitute teacher because leadership begins by listening - and Frank believes elected officials should experience the classrooms their decisions affect.

Florida's future starts in its classrooms. Frank Russo believes we cannot say children are our future while undervaluing the people responsible for educating them. And we cannot prepare young Floridians for a changing economy if we continue pretending a four-year college degree is the only path to success. Frank's plan starts with a simple idea: invest in children, respect teachers and give every student a real path to a good-paying future.

Frank's plan would expand technical training and create more paid apprenticeship opportunities connecting students directly with employers and skilled careers.

Frank's Florida 9.9 proposal would reinforce that investment through the protected Florida Future Fund - supporting teacher pay, skilled trades and apprenticeships, and education and retraining for workers affected by AI and automation.

Frank wants Florida preparing now - attracting the industries and jobs of the future while investing in education, skilled workforce programs and opportunities that help Floridians adapt as AI and automation reshape the economy. His Florida Future Fund specifically includes investment in preparing students and workers for AI and emerging technologies.

Skilled Trades - Expand trade schools, apprenticeships and skilled workforce programs.

Frank wants to raise Florida's average teacher salary to at least $75,000, strengthen teacher recruitment and retention, and expand skilled trades, apprenticeships and career pathways so every student has a path to a good-paying future. He is also working to become a Florida substitute teacher because leadership begins by listening - and Frank believes elected officials should experience the classrooms their decisions affect.

Frank's Florida 9.9 proposal would reinforce that investment through the protected Florida Future Fund - supporting teacher pay, skilled trades and apprenticeships, and education and retraining for workers affected by AI and automation.

Frank wants Florida preparing now - attracting the industries and jobs of the future while investing in education, skilled workforce programs and opportunities that help Floridians adapt as AI and automation reshape the economy. His Florida Future Fund specifically includes investment in preparing students and workers for AI and emerging technologies.

Frank's proposed $100 million Florida Women's Entrepreneur Initiative would help qualified women learn the fundamentals of running a business, develop a viable plan, access professional support, compete for performance-based startup assistance and grow businesses that create Florida jobs.

Skilled Trades - Expand trade schools, apprenticeships and skilled workforce programs.

His Common Sense Immigration Principles focus on stronger public safety partnerships, targeting violent criminals, traffickers and gangs, cracking down on worker exploitation, supporting legal immigration and pushing Washington to finally address a broken federal immigration system.

Frank believes in secure borders. He believes in the rule of law. And as Governor, his first responsibility will always be keeping Floridians safe. But immigration is personal to Frank too. His family came to this country for the same reason generations of families have come here - for a chance to work hard, build a life and give their children something better. That's why Frank doesn't believe we have to choose between enforcing the law and treating people with dignity. Protect our communities. Follow the law. Support legal immigration. Treat people like human beings. We can do all four.

Frank supports securing America's border.

Frank would crack down on that exploitation while strengthening employment verification requirements for state agencies and state contractors so taxpayer-funded jobs comply with federal law.

Frank would expand English-language and workforce-development opportunities that help legal immigrants successfully integrate into Florida's economy.

He supports calling on Congress to establish an earned federal process for long-term, law-abiding residents who meet strict legal requirements, including background checks and compliance with federal law.

As Governor, Frank would strengthen partnerships between Florida law enforcement and federal agencies and prioritize state resources toward removing people who commit violent crimes and pose genuine threats to public safety.

Data Centers & AI Infrastructure - Welcome technology investment while requiring major projects receiving public incentives to plan responsibly for power, water and infrastructure needs and deliver measurable benefits to the communities where they build.

Frank's Florida Community Dividend framework would require major data center projects receiving public incentives to plan responsibly for their power, water and infrastructure needs while providing binding, measurable benefits to the communities where they build.

Frank's Florida Community Dividend framework would require major data center projects receiving public incentives to plan responsibly for their power, water and infrastructure needs while providing binding, measurable benefits to the communities where they build.

4) Restore our insurance market back to pricing risk, reflected in policy premiums.

The likely best two solutions are: allow radical competition between ALL legitimate and financially strong insurance carriers. Encourage a wide menu of deductibles, so that if customers wish, they can participate in risk in return for lower premiums.

2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.

This plan keeps private insurers handling day-to-day administration and negotiation, uses loans instead of grants to reduce moral hazard, only applies full government control for the most extreme cases, and leaves the insurance market healthy, competing, and functioning with the most competitive premiums, exactly like it should function.

Slash and eventually eliminate property taxes for vested Florida homeowners and renters. For each year beyond a year-ten residency vesting period requirement, Florida homeowners would be entitled to a cumulative 10%-point increase of their existing homestead exemption, until their adjusted exemption reaches 100%. Renters in Florida, who meet a ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%. Additionally, the adjusted homestead exemption shall be transferable to the homeowner's wife or children.

Eliminate property taxes on homesteaded primary residences. Benefit passes down to children. Completely rewrite broken property and auto insurance laws. Dismiss non-criminal traffic tickets for drivers with clean 10-year records. Eliminate unfair paid highway express lanes. Eliminate unfair tolls on public roads. Eliminate Florida’s unfair gas tax. Eliminate permit fees to repair and improve your home. Force local government to provide water and sewer at cost. Slash bloated government, wherever it is, that we don’t need – or want. Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute.

1) For homes that can be satisfactorily fortified against hurricanes, the total cost of approved upgrades could be offset against the property’s real estate taxes. Of course, in the short run this would impact local municipalities, but have the long-term benefit of strengthening homes, improving taxable values and retaining residents and entire neighborhoods that could be displaced following a hurricane.

2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.

Slash and eventually eliminate property taxes for residency vested Florida homeowners and renters.

For each year beyond a year-ten residency vesting period requirement, Florida homeowners would be entitled to a cumulative 10%-point increase of their existing homestead exemption, until their adjusted exemption reaches 100%.

Renters in Florida, who meet the ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%.

Additionally and critically, the adjusted homestead exemption shall be transferable to the homeowner's wife or children.

1) Immediately reduce the Florida Constitutional maximum property tax rate by 50%.

7) Last but not least, the law must be changed to allow homesteaded property owners the right to pass down properties to wives and children, without an increase in assessed value - which would otherwise make a family home instantly unaffordable and ensure that Florida families will all be involuntarily displaced.

Slash and eventually eliminate property taxes for vested Florida homeowners and renters. For each year beyond a year-ten residency vesting period requirement, Florida homeowners would be entitled to a cumulative 10%-point increase of their existing homestead exemption, until their adjusted exemption reaches 100%. Renters in Florida, who meet a ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%. Additionally, the adjusted homestead exemption shall be transferable to the homeowner's wife or children.

2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.

Stop building new housing until we can absorb the number of residents we currently have and start taking care of the Floridians who are already here and who deserve the quality of life they were promised and expect.

Renters in Florida, who meet the ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%.

7) Last but not least, the law must be changed to allow homesteaded property owners the right to pass down properties to wives and children, without an increase in assessed value - which would otherwise make a family home instantly unaffordable and ensure that Florida families will all be involuntarily displaced.

Safe, dignified housing rises next — clean, affordable units for families who want better. Parks, playgrounds, and real neighborhood features included.

Slash and eventually eliminate property taxes for vested Florida homeowners and renters. For each year beyond a year-ten residency vesting period requirement, Florida homeowners would be entitled to a cumulative 10%-point increase of their existing homestead exemption, until their adjusted exemption reaches 100%. Renters in Florida, who meet a ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%. Additionally, the adjusted homestead exemption shall be transferable to the homeowner's wife or children.

Eliminate property taxes on homesteaded primary residences. Benefit passes down to children. Completely rewrite broken property and auto insurance laws. Dismiss non-criminal traffic tickets for drivers with clean 10-year records. Eliminate unfair paid highway express lanes. Eliminate unfair tolls on public roads. Eliminate Florida’s unfair gas tax. Eliminate permit fees to repair and improve your home. Force local government to provide water and sewer at cost. Slash bloated government, wherever it is, that we don’t need – or want. Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute.

Make Florida's current residents, and not new arrivals, a priority in all decisions. Stop the current radical new construction boom which is turning our roads into parking lots. Choose renovation over new construction to first fix what we have, contain overgrowth and preserve the quality of life that is slowly slipping away from each Floridian due to the "Manhattanization" of our beautiful villages, towns, cities, and eventually given enough time, our entire State.

Repeal the Live Local Act sham, and all others like it, put in place mostly to line the pockets of developers – who then gladly line the pockets of politicians. Stop the “Manhattanization” and continued “over-densification” of Florida’s charming and historic communities. Crush traffic and population gridlock by favoring smart renovation over unchecked new construction, and by favoring current residents over those who wish to move to Florida.

Real education for our kids, not factory-style, educational warehousing. Retain only great teachers — good enough is not good enough for our kids. Demand clean water and air. Transform Florida's slums, ghettos, and war zone neighborhoods by enacting my proposed "Oasis Act”. Employ economic development and tourism programs that benefit Floridians most — not developers, special interests, new Florida arrivals, or tourists. Data centers only permitted after a referendum vote and approval by the citizens of the targeted county and city.

Stop building new housing until we can absorb the number of residents we currently have and start taking care of the Floridians who are already here and who deserve the quality of life they were promised and expect.

If we stop making the problem worse by mindlessly adding more housing units, and fix and/or improve the housing units we already have, we might be able to preserve the amazing quality of life our current Florida residents envision, get our traffic nightmare under control and further increase the value of all our residents’ investment.

As a condition of approval, each data center must commit to building or funding additional power generation and infrastructure sufficient to supply at least 120% of its actual power consumption. This obligation would remain in effect for the entire life of the project.

Instead of scattering money to the wind, the Oasis Act redirects the exact same developer incentives to the worst, most dangerous, and forgotten slum parcels across Florida where the land is dirt-cheap.

Give our first responders every tool they need to be the best in the business. Pay them, and all our public workers a fair, competitive wage. Honor (unsustainable) defined benefit pension promises to existing employees. Offer all new employees a menu of generous defined contribution plans which provide each employee with the ability to be vested immediately, to receive a generous match from government for each dollar they contribute, to take the plan with them if they leave their current job, and to have access to all of their funds decades before they otherwise would with existing plans.

Real education for our kids, not factory-style, educational warehousing. Retain only great teachers — good enough is not good enough for our kids. Demand clean water and air. Transform Florida's slums, ghettos, and war zone neighborhoods by enacting my proposed "Oasis Act”. Employ economic development and tourism programs that benefit Floridians most — not developers, special interests, new Florida arrivals, or tourists. Data centers only permitted after a referendum vote and approval by the citizens of the targeted county and city.

3) It allows the State to pay as you go, budget responsibly, not go into debt and retain employees by raising the State’s contribution to a level which would entice and financially motivate its employees.

5) For healthy individuals with no pre-existing conditions - rebuild a genuine insurance market.

Eliminate property taxes on homesteaded primary residences. Benefit passes down to children. Completely rewrite broken property and auto insurance laws. Dismiss non-criminal traffic tickets for drivers with clean 10-year records. Eliminate unfair paid highway express lanes. Eliminate unfair tolls on public roads. Eliminate Florida’s unfair gas tax. Eliminate permit fees to repair and improve your home. Force local government to provide water and sewer at cost. Slash bloated government, wherever it is, that we don’t need – or want. Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute.

1) Restore real incentives for doctors—driven out of private practice by crushing costs, litigation, insurance companies, and red tape—to reopen small offices, treat patients directly, and bill as they see fit.

3) Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute. Affirm and codify “My Body, My Choice.” Free Florida medical research from bureaucratic and litigious strangulation.

a. Diamond Plan – Covers every healthcare circumstance.

Leverage the insurance companies' expertise in managing costs and their strong negotiated rates with providers.

Assign every person with a pre-existing condition to one of the insurers operating in the state.

In return for a fair administrative fee, each company would manage, not pay for, care for an equal share of these patients.

This 'care arrangement' would eliminate the crazy hospital pricing schemes, the extreme price shocks and anxiety patients face every day, like the well-known emergency room visit that gets billed to the patient for $21,000, and then is reduced for the insurance company to $1650! This one step alone could ignite a 'back to affordability' healthcare revolution!

Every applicant would first be means-tested. Those who qualify could access a state-backed loan fund — up to $200,000 lifetime per person — administered jointly by the patient and their assigned insurer.

Eliminate property taxes on homesteaded primary residences. Benefit passes down to children. Completely rewrite broken property and auto insurance laws. Dismiss non-criminal traffic tickets for drivers with clean 10-year records. Eliminate unfair paid highway express lanes. Eliminate unfair tolls on public roads. Eliminate Florida’s unfair gas tax. Eliminate permit fees to repair and improve your home. Force local government to provide water and sewer at cost. Slash bloated government, wherever it is, that we don’t need – or want. Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute.

Real education for our kids, not factory-style, educational warehousing. Retain only great teachers — good enough is not good enough for our kids. Demand clean water and air. Transform Florida's slums, ghettos, and war zone neighborhoods by enacting my proposed "Oasis Act”. Employ economic development and tourism programs that benefit Floridians most — not developers, special interests, new Florida arrivals, or tourists. Data centers only permitted after a referendum vote and approval by the citizens of the targeted county and city.

Affirm and codify “My Body, My Choice.” Free Florida medical research from bureaucratic and litigious strangulation.

3) Rewrite the unaffordable, broken healthcare laws. Put doctors, not government and insurance companies, in charge. Make ‘Right to Try’ laws absolute. Affirm and codify “My Body, My Choice.” Free Florida medical research from bureaucratic and litigious strangulation.

Real education for our kids, not factory-style, educational warehousing. Retain only great teachers — good enough is not good enough for our kids. Demand clean water and air. Transform Florida's slums, ghettos, and war zone neighborhoods by enacting my proposed "Oasis Act”. Employ economic development and tourism programs that benefit Floridians most — not developers, special interests, new Florida arrivals, or tourists. Data centers only permitted after a referendum vote and approval by the citizens of the targeted county and city.

2) Reduce school spending by at least 5%, possibly 10%, directing those savings to property owners, reducing revenue to government by $1.5B to $3B.

Real education for our kids, not factory-style, educational warehousing. Retain only great teachers — good enough is not good enough for our kids. Demand clean water and air. Transform Florida's slums, ghettos, and war zone neighborhoods by enacting my proposed "Oasis Act”. Employ economic development and tourism programs that benefit Floridians most — not developers, special interests, new Florida arrivals, or tourists. Data centers only permitted after a referendum vote and approval by the citizens of the targeted county and city.

As a condition of approval, each data center must commit to building or funding additional power generation and infrastructure sufficient to supply at least 120% of its actual power consumption. This obligation would remain in effect for the entire life of the project.

Additionally, data centers would be required to pay 110% of the electricity rate charged to residential customers, or 110% of the rate they normally pay, whichever is greater. The extra 10% would be credited back on a pro-rata basis to Florida’s residential ratepayers.

1) For homes that can be satisfactorily fortified against hurricanes, the total cost of approved upgrades could be offset against the property’s real estate taxes. Of course, in the short run this would impact local municipalities, but have the long-term benefit of strengthening homes, improving taxable values and retaining residents and entire neighborhoods that could be displaced following a hurricane.

2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.

3) All home lenders must make a determination prior to the issuance of any home loan that the property’s structure is hurricane resistant and following issuance of the loan, shall not be permitted to withdraw the loan or penalize a homeowner in any way, during the term of the loan, related to the hurricane resistance of the structure.