Governor

Statewide

Property insurance costs

Scott Eckhard Jewett

Government rules and state programs keep pushing your insurance higher. We will cut those rules and open the market so more companies compete for your business. More competition means lower premiums for Florida homeowners.
Source: scottjewett.com
Cut the waste that drives premiums up and keeps claim dollars from reaching damaged homes.
Source: scottjewett.com
Tell families the truth about flood risk and storm exposure instead of hiding costs until renewal day.
Source: scottjewett.com
Scott and Regina live in Boca Raton, where they face the same insurance premiums, property costs, and everyday pressures that millions of their neighbors know all too well. For Scott, this isn't abstract policy; it's personal. He has drafted concrete proposals to reform Florida's broken homeowners insurance system because he's lived the frustration of paying far more in premiums than is ever paid back in claims. He is the only candidate who has attended the legislative sessions in person, and he's fighting to eliminate property tax for every homestead homeowner in the state.
Source: scottjewett.com

Moliere "Moe" Dimanche

No stated position found — we searched this candidate's own sources and found no position on this issue. Silence is recorded honestly, never filled in.

Byron Donalds

Protect reforms and stop lawsuit abuse that jacks up rates for everyone, saving homeowners hundreds of dollars a year.
Source: byrondonalds.com
Reform the My Safe Florida Home program and other grants programs to fund real, storm-hardening upgrades that lower your annual premium the most.
Source: byrondonalds.com
Keep Citizens Insurance small so everyday drivers and homeowners never get hit with a surprise "hurricane tax" bill after a big storm.
Source: byrondonalds.com
Cut the red tape and slow permitting that make rebuilding a home after a storm needlessly expensive and drive up your insurance premiums.
Source: byrondonalds.com

David Jolly

Floridians pay the highest home insurance prices in America because every family is made to pay a private insurer to carry hurricane risk. Jolly's proposal moves that risk into one strong, state-backed fund. Here is how it works, what it costs, and what it saves.
Source: davidjolly.com
Hurricane and wind risk makes up 60 to 70 percent of a Florida homeowners insurance bill. David Jolly's plan creates one strong, state-backed hurricane fund to carry that risk, so private insurers no longer have to price it into your policy. The fund is built to a financially sound level and backed by reinsurance before it covers anyone, and it is paid for by making insurance companies pay the taxes they currently avoid, along with other revenue that does not put the burden back on homeowners. Based on Insure.com's Florida calculator, that is the difference between $7,136 a year and $2,557 for a $300,000 home: about $4,500 a year, a 64 percent savings.
Source: davidjolly.com
And the rule that governs all of it: the costs will be lower for Floridians, or we won't do it.
Source: davidjolly.com
Instead of forcing every Florida family to pay a private insurer to take on that enormous hurricane risk, Jolly's proposal does four things, in order.
Source: davidjolly.com

Frank J. Russo

Property Insurance Reform - Put homeowners first with a more affordable, accountable and transparent insurance system - backed by Frank's more than 30 years of experience in the industry.
Source: russo2026.com

Jeffrey Peter "Dr. Jeff" Datto

No stated position found — we searched this candidate's own sources and found no position on this issue. Silence is recorded honestly, never filled in.

Dean Ocean Abrams

No stated position found — we searched this candidate's own sources and found no position on this issue. Silence is recorded honestly, never filled in.

Charles Burkett

4) Restore our insurance market back to pricing risk, reflected in policy premiums.
Source: burkettforgov.com
The likely best two solutions are: allow radical competition between ALL legitimate and financially strong insurance carriers. Encourage a wide menu of deductibles, so that if customers wish, they can participate in risk in return for lower premiums.
Source: burkettforgov.com
2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.
Source: burkettforgov.com
This plan keeps private insurers handling day-to-day administration and negotiation, uses loans instead of grants to reduce moral hazard, only applies full government control for the most extreme cases, and leaves the insurance market healthy, competing, and functioning with the most competitive premiums, exactly like it should function.
Source: burkettforgov.com

Housing affordability

Scott Eckhard Jewett

Support local decisions that add starter homes and rentals without turning every project into a political fight.
Source: scottjewett.com
Cut the rules and taxes that drive prices up. Open markets so more companies compete on groceries, housing, insurance, and power. When government gets out of the way, costs fall for working Florida families.
Source: scottjewett.com
Cut rules and fees that raise the price of food, housing, energy, insurance, and hiring.
Source: scottjewett.com
We will not pretend a new office in Tallahassee can wish prices down . Cut the barriers.
Source: scottjewett.com

Moliere "Moe" Dimanche

No stated position found — we searched this candidate's own sources and found no position on this issue. Silence is recorded honestly, never filled in.

Cost of living in Florida

Scott Eckhard Jewett

Floridians are feeling the squeeze every month . Insurance premiums keep climbing, everyday costs keep rising, and too much of your hard earned money disappears into government waste. Scott Jewett is fighting to fix the insurance affordability crisis, cut taxes, shrink the size of government, and put real solutions in place that help families keep more of what they earn. He believes Florida can do better when we put people first .
Source: scottjewett.com
Cut the rules and taxes that drive prices up. Open markets so more companies compete on groceries, housing, insurance, and power. When government gets out of the way, costs fall for working Florida families.
Source: scottjewett.com

Slash and eventually eliminate property taxes for vested Florida homeowners and renters. For each year beyond a year-ten residency vesting period requirement, Florida homeowners would be entitled to a cumulative 10%-point increase of their existing homestead exemption, until their adjusted exemption reaches 100%. Renters in Florida, who meet a ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%. Additionally, the adjusted homestead exemption shall be transferable to the homeowner's wife or children.
Source: burkettforgov.com
2) For homes that are not candidates for fortification initiatives, and cannot buy affordable insurance, homeowners could be incentivized, one time, to buy a new, hurricane-proof home by providing them with an additional homestead exemption amount on their new home equal to the sale price of their existing home.
Source: burkettforgov.com
Stop building new housing until we can absorb the number of residents we currently have and start taking care of the Floridians who are already here and who deserve the quality of life they were promised and expect.
Source: burkettforgov.com
Renters in Florida, who meet the ten-year residency vesting period requirement and who go on to purchase a Florida home, would also enjoy the same cumulative 10%-point increase of their new home's homestead exemption, until their adjusted exemption reaches 100%.
Source: burkettforgov.com
7) Last but not least, the law must be changed to allow homesteaded property owners the right to pass down properties to wives and children, without an increase in assessed value - which would otherwise make a family home instantly unaffordable and ensure that Florida families will all be involuntarily displaced.
Source: burkettforgov.com
Safe, dignified housing rises next — clean, affordable units for families who want better. Parks, playgrounds, and real neighborhood features included.
Source: burkettforgov.com